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AgriInvest helps you manage small income declines, and provides support for investments to mitigate risks or improve market income. Your AgriInvest account builds as you make annual deposits based on a percentage of your Allowable Net Sales and receive matching government contributions.
AgriInvest is simple, responsive, predictable and bankable. You can easily predict the government contribution to your account each year and have the flexibility to withdraw funds at any time.
Individuals, co-operatives and corporations are eligible if they have reported farming income (or loss) to the Canada Revenue Agency for tax purposes. Status Indians farming on reserves in Canada are eligible for AgriInvest.
Government and producer deposits are based on Allowable Net Sales (ANS). Eligible commodities include most primary agricultural commodities except those covered under supply management (dairy, poultry, and eggs).
Sales of Eligible Commodities – Purchases of Eligible Commodities = Allowable Net Sales
Each year, you can deposit up to 1.5% of your ANS in your AgriInvest Account and receive matching government contributions. For example, if your ANS is $100,000, you can deposit up to $1,500 and receive a matching government contribution of $1,500.
You will receive a Deposit Notice outlining your deposit amount for the year. You can deposit any amount up to your Maximum Matchable Deposit by the deadline indicated on your notice. After you make your deposit, AAFC will credit your account with matching government contributions.
Your account is self managed. You have the flexibility to withdraw from your account at any time through your Christian Credit Union.
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