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The concept of a Christian Credit Union is very appealing to me. My children like the Youth Banking Program and I’m very impressed with the polite, genuine staff I met at the branch. ...read more
Catherine RothSatisfied Member

More about Profit Sharing


Profit Sharing benefits are paid out in cash and Common Shares which reward you for being a loyal member, while at the same time ensuring the sustainability of our Credit Union. Profit Sharing is paid through dividends on Common Shares, rebates on interest paid by members, and bonuses on interest paid to members.



Dividends on Common Shares are paid in the form of additional Common Shares. Paying dividends as shares strengthens our financial position and helps us build a stronger share base. We can continue to provide the products you need and service you can trust by maintaining a healthy financial organization. Members can also earn more dividends in future years on their re-invested Common Shares.

The rebate on interest paid by members is paid in cash based on a percentage of the interest paid on mortgages and loans.

The bonus on interest paid to members is paid in cash based on a percentage of the interest earned on term deposits. Bonus interest instead of cash is paid on registered products and Agriinvest.



The total Profit Sharing paid to members is based on our Credit Union’s performance throughout the year and is determined by the Board of Directors at the end of our fiscal year and paid in November. One half of the Profit Sharing is deposited into your account and the other half is deposited into your Common Share account. Bonus interest on registered products is also paid at this time.



Please contact a Personal Banker if you have any questions about Profit Sharing.


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