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The staff are wonderful to deal with, always happy to help you out. They made me feel like family, not just a person. Justine went above and beyond to help me out. When she was taking care of my son’s...read more
Michelle BrittonSatisfied Member

Consumer Mortgage Rates

Effective August 16, 2018

 

Posted Rate

Best
Available  Rate*

After
Profit-Sharing***

Fixed Closed

     
1 year 3.39% 3.29% 3.18%
2 year 3.44% 3.34% 3.23%
3 year 3.74% 3.54% 3.42%
4 year 4.29% 3.59% 3.47%
5 year 5.69% 3.69% 3.57%

Fixed Open

     
1 year 4.90% 4.90% 4.74%

Variable

     
5 year closed Prime** N/A 3.58%
Home+ Line of Credit Prime** + 1.00% Prime** + 0.50% 4.06%

UltraFlex

     
1 year fixed 4.04% 3.54% 3.42%

The Orange

     
Base Rate  4.30%  N/A 4.16%

 

Rates subject to change without notice.

*Special discounts apply. Contact your branch for details.

**"Prime" is defined as "Credit Union Prime Rate,” which shall mean the floating annual rate of interest established from time to time by the Credit Union as the base rate it will use to determine rates of interest on Canadian Dollar loans to its members and designated by the Credit Union as its Credit Union Prime Rate, and a change in the Credit Union Prime Rate shall on the day of any such change also vary the interest rate on this credit facility in the same manner.  Credit Union Prime is currently 3.70%.

***Mortgages are eligible for profit sharing as declared by the Credit Union’s Board of Directors.  Profit sharing is not guaranteed and is in the sole discretion of the Board of Directors. The rate after profit-sharing is based on a rebate of 3.25% on interest paid on the best available rate.  Profit-sharing is equally distributed between your account and your common share account.  Please contact your local branch for further information.

 

 




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