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Investment Planning

 Navigate markets confidently with tailored strategies to reach your goals.


Tax Free Savings Account (TFSA)

A TFSA is a registered account that allows you to earn investment income tax-free on eligible contributions, with no taxes on withdrawals.

First Home Savings Account (FHSA)

A FHSA is a registered account that allows eligible first-time homebuyers to save up to $40,000 tax-free for a qualifying home purchase.

Registered Education Savings Plan (RESP)

A RESP is a tax-advantage investment account that allows individuals to save money for a child's post-secondary education.

Registered Disability Savings Plan (RDSP)

A RDSP is a long-term savings program designed to help people with disabilities and their families save for future financial security.

Registered Retirement Savings Plan (RRSP)

An RRSP is a personal savings plan that allows you to save for retirement while deferring taxes, helping your money grow more quickly.

Registered Retirement Income Fund (RRIF)

A RRIF is a tax-deferred retirement account that provides income by allowing you to withdraw funds from your former RRSP during retirement.

Locked-In Retirement Accounts (LIRA)

A LIRA is a retirement account that holds pension funds from a former employer and restricts withdrawals until retirement, with funds used to provide retirement income.

Locked-In Income Fund (LIF)

A LIF is a retirement income account that allows you to withdraw pension funds transferred from a Locked-In Retirement Account (LIRA) within government-set minimum and maximum limits.

Ready to get started?

Contact the Wealth Management Team

David van Berkel, BBA, CFP®, CKA®, CPCA®

Financial Planner
Aviso Wealth

Denise Reilly

Wealth Associate
Aviso Wealth

Jamieson Melnyk

Mutual Funds Investment Specialist
Aviso Wealth

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
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