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Borrowing

Mortgage Loans

Real estate secured borrowings to meet every need. 

Mortgages

We offer flexible mortgage terms and payments, competitive interest rates, and low fees. Our dedicated team can help you find the perfect financing solution for your business.

Construction Mortgage

Looking to build or renovate? Christian Credit Union offers construction mortgages that can be customized to suit your business needs.


Payment Options

Open or Closed

An open mortgage provides the ultimate in flexibility. You can increase payments or make additional payments at any time.  A closed mortgage provides a competitive interest rate and peace of mind with predictable payments.

Fixed or Variable Rate

A fixed rate mortgage provides you with a guaranteed monthly payment and is available in 1-5 year terms. A variable rate mortgage is also available and will fluctuate with the Christian Credit Union Prime Rate. If you’re not sure which option to choose, ask how we can be creative with your mortgage and divide it into multiple terms.

Pre-payment

You can pay down your mortgage faster by increasing the amount your pay each month.

Make Lump Sum Payments

With a closed mortgage you can still make annual lump sum payments of up to 10% of your original mortgage amount. This amount is applied directly to your principal.

Term Loans

We offer term loans for a variety of needs, from equipment purchases to shareholder buyouts.

Short-term Loans

For your under 12 month borrowing needs.

Evergreen Equipment Loan

Evergreen financing offers pre-approved cash throughout the year without the hassle of multiple loan applications.

Small Business Loan Program (SBLP)

For businesses with borrowing needs of $150,000 or less, our SBLP offers a quick and streamlined loan approval process.

Operating Lines

Revolving lines of credit to carry the day to day operations of your business.

Lines of Credit

LOC’s that can be customize to suit your needs with either fixed repayment or interest only options.

Letters of Credit

For construction contract bidding, new home warranty, landscaping and more.

Ready to get started?

Contact the Business Banking Team


Lynn Urquhart

Business Banking Manager

Daniel Lee, CFP®

Business Banking Advisor

Melzina Webley-Smith

Business Banking Advisor

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